October 24, 2014
A lot of patients will put off dental treatment because of cost. According to a recent report from the U.S. Senate, 130 million Americans don’t have dental insurance.
Many health insurance plans do not provide dental insurance. Unfortunately the plans that do include dental coverage tend to be expensive. And the patient ends up sharing a lot of the costs, if they have anything more than basic check ups and cleanings. The maximum payouts for insurance run about $1,000 to $2,000 a year, according to SmartMoney.
Sadly, for Americans over 65, it is estimated that more than 50% of them have not been to the dentist in over a year because of cost. Fixed incomes don’t easily accommodate expensive procedures.
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August 12, 2014
In getting ready for a new school year, most parents end up with a long back-to-school list. While buying school supplies and clothes is something Mom or Dad can do on their own, if you want to get a back to school dental checkup, you will need to schedule it for your child before their schedules fill up with homework, sports and other after school activities.
1. Dental Problems is the Number One Reason Kids Miss School
Did you know that more than 51 million school hours are lost annually because of illnesses related to dental problems? Childhood tooth decay, is the #1 chronic childhood illness? Pediatric dental disease is 7 times more common than hay fever and 5 times more common than asthma.
Data from the third National Health and Nutrition Examination Survey reported:
- 41% of children aged 2 to 11 years had cavities in their primary teeth
- 42% of those aged 6 to 19 years had cavities in their permanent teeth.
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August 3, 2014
Make sure you use your remaining dental insurance benefits for the year. It is easy to forget that you have a remaining balance left on your dental insurance. You need to use these for treatment before the end of 2014, or your dental benefits will expire and you’ll lose them. On most every plan, the yearly maximum renews every year on January 1st. In the new year, you will need to meet the deductible again. Also, if you participate in a Flexible Spending or Health Savings Account, and you don’t use those before the end of the year, you will forfeit any left-over money in these account. Don’t spend all year paying for benefits that you don’t use.
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