Most dental insurance only covers a specific maximum for dental services. If this amount is not used, the insurance company starts over when your annual plan expires and sets a new maximum for the upcoming year. Make sure you use your dental benefits before the end of the year.
If you have any dental care that you need to complete, you should make your appointment now to make sure that you take advantage of the dental coverage that you or your company have already paid for.
Plans Don’t Allow Roll Over of Unused Benefits
Most dental plans don’t allow you to roll over your benefits that you don’t use into the next year. Others, like some Delta Dental plans, won’t allow you to use their rollover unless you have at least one cleaning and oral exam in the plan year. So, either way, early November is a great time to schedule your next dental appointment.
Take a Few Minutes to Review Your Plan
To get the most out of your dental benefits, you have to take a look at your benefit package. Review your annual maximum and your deductible. Remember that once you meet your deductible for the year, the insurance company will pay more if not most of the dentist fees. It always a good idea to use the maximum coverage after you have met your deductible.
Call the 800 number provided by the customer service department of your dental health plan. Find out how much money is still available in your plan for dental services.
Get Your Dental Work Done Before the Holidays
Early November is a good time to get your dental appointments made because you can get all of your family’s dental care out of the way before the busy holiday season is upon us. And if you have been thinking about whitening or other cosmetic procedures, remember holidays are all about photos and lasting memories, so it’s a great time to give your smile a boost. Minimize any unnecessary holiday stress by getting your teeth looked at now to you can avoid any potential unwanted dental emergency over the holidays.
Contact us at Sage to book your dental appointment. We look forward to seeing you!